Call reports 2006
REGIONS BANK — 2006
What REGIONS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 80,357,053,000 | 81,954,710,000 | 82,465,164,000 | 138,667,948,000 |
| Total loans | 60,137,509,000 | 61,540,202,000 | 61,493,901,000 | 99,548,289,000 |
| Allowance for loan losses | 782,368,000 | 777,783,000 | 778,465,000 | 1,055,953,000 |
| Securities available for sale | 11,124,402,000 | 11,309,381,000 | 12,009,378,000 | 17,904,507,000 |
| Securities held to maturity | 7,757,000 | 7,826,000 | 8,065,000 | 24,456,000 |
| Trading assets | 201,700,000 | 197,068,000 | 313,028,000 | 319,655,000 |
| Total deposits | 57,390,683,000 | 57,231,022,000 | 57,907,322,000 | 92,688,340,000 |
| Interest-bearing deposits | 51,444,101,000 | 51,433,622,000 | 52,661,186,000 | 72,011,320,000 |
| Noninterest-bearing deposits | 5,946,582,000 | 5,797,401,000 | 5,246,136,000 | 20,677,020,000 |
| Equity capital | 10,985,385,000 | 10,776,928,000 | 11,246,796,000 | 21,707,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,162,764,000 | 2,392,317,000 | 3,692,331,000 | 5,539,964,000 |
| Interest expense | 398,484,000 | 844,366,000 | 1,348,173,000 | 2,106,842,000 |
| Net interest income | 764,280,000 | 1,547,951,000 | 2,344,158,000 | 3,433,122,000 |
| Noninterest income | 260,416,000 | 564,309,000 | 835,609,000 | 1,175,683,000 |
| Noninterest expense | 596,148,000 | 1,161,294,000 | 1,707,977,000 | 2,514,928,000 |
| Provision for loan losses | 32,689,000 | 69,031,000 | 103,643,000 | 174,488,000 |
| Pretax income | 395,790,000 | 881,518,000 | 1,375,828,000 | 1,927,053,000 |
| Income tax | 134,449,000 | 278,110,000 | 436,184,000 | 599,058,000 |
| Net income | 261,341,000 | 603,408,000 | 939,644,000 | 1,327,995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,884,161,000 | 6,880,693,000 | 7,250,606,000 | 11,095,684,000 |
| Total capital | 7,921,538,000 | 7,913,672,000 | 8,284,447,000 | 13,353,401,000 |
| Risk-weighted assets | 65,877,676,000 | 67,816,306,000 | 68,106,713,000 | 113,586,758,000 |