Call reports 2005
REGIONS BANK — 2005
What REGIONS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 50,885,500,000 | 81,820,601,000 | 81,274,525,000 | 81,074,402,000 |
| Total loans | 38,210,353,000 | 60,488,353,000 | 60,535,104,000 | 60,096,089,000 |
| Allowance for loan losses | 457,385,000 | 758,453,000 | 783,943,000 | 783,536,000 |
| Securities available for sale | 8,758,625,000 | 11,446,529,000 | 11,208,570,000 | 11,249,303,000 |
| Securities held to maturity | 8,109,000 | 7,874,000 | 8,014,000 | 7,753,000 |
| Trading assets | 100,744,000 | 488,129,000 | 423,319,000 | 390,513,000 |
| Total deposits | 33,046,274,000 | 56,161,580,000 | 56,377,142,000 | 57,040,777,000 |
| Interest-bearing deposits | 29,513,085,000 | 49,784,309,000 | 49,863,763,000 | 50,276,591,000 |
| Noninterest-bearing deposits | 3,533,189,000 | 6,377,271,000 | 6,513,378,000 | 6,764,185,000 |
| Equity capital | 4,091,860,000 | 11,004,068,000 | 11,169,479,000 | 11,180,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 638,261,000 | 1,391,580,000 | 2,484,940,000 | 3,612,043,000 |
| Interest expense | 202,932,000 | 443,647,000 | 797,694,000 | 1,172,373,000 |
| Net interest income | 435,329,000 | 947,933,000 | 1,687,246,000 | 2,439,670,000 |
| Noninterest income | 138,830,000 | 340,692,000 | 665,606,000 | 952,541,000 |
| Noninterest expense | 340,392,000 | 698,288,000 | 1,313,541,000 | 1,941,231,000 |
| Provision for loan losses | 24,988,000 | 57,218,000 | 124,852,000 | 169,640,000 |
| Pretax income | 184,167,000 | 547,355,000 | 908,003,000 | 1,257,272,000 |
| Income tax | 54,498,000 | 180,701,000 | 295,036,000 | 405,482,000 |
| Net income | 129,669,000 | 366,654,000 | 612,967,000 | 851,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,960,396,000 | 6,616,070,000 | 6,902,241,000 | 6,951,188,000 |
| Total capital | 4,615,915,000 | 7,636,283,000 | 7,947,846,000 | 7,996,316,000 |
| Risk-weighted assets | 41,620,353,000 | 65,873,938,000 | 66,435,361,000 | 66,661,638,000 |