Call reports 2003
REGIONS BANK — 2003
What REGIONS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 45,335,577,000 | 45,456,383,000 | 45,384,886,000 | 45,247,734,000 |
| Total loans | 32,624,346,000 | 33,211,787,000 | 33,519,222,000 | 33,475,595,000 |
| Allowance for loan losses | 449,704,000 | 456,672,000 | 456,040,000 | 454,057,000 |
| Securities available for sale | 9,367,138,000 | 9,199,102,000 | 8,790,153,000 | 8,710,997,000 |
| Securities held to maturity | 7,475,000 | 7,223,000 | 7,222,000 | 6,372,000 |
| Trading assets | 107,835,000 | 154,150,000 | 152,993,000 | 134,760,000 |
| Total deposits | 29,581,247,000 | 29,267,325,000 | 28,758,818,000 | 29,247,405,000 |
| Interest-bearing deposits | 26,731,229,000 | 26,133,861,000 | 25,668,433,000 | 26,074,305,000 |
| Noninterest-bearing deposits | 2,850,018,000 | 3,133,464,000 | 3,090,385,000 | 3,173,100,000 |
| Equity capital | 3,881,552,000 | 3,809,930,000 | 3,902,967,000 | 3,828,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 575,492,000 | 1,141,290,000 | 1,688,136,000 | 2,226,722,000 |
| Interest expense | 199,698,000 | 380,475,000 | 538,645,000 | 684,582,000 |
| Net interest income | 375,794,000 | 760,815,000 | 1,149,491,000 | 1,542,140,000 |
| Noninterest income | 182,353,000 | 331,602,000 | 504,742,000 | 669,067,000 |
| Noninterest expense | 330,618,000 | 649,631,000 | 976,729,000 | 1,298,126,000 |
| Provision for loan losses | 32,137,000 | 63,239,000 | 94,909,000 | 126,811,000 |
| Pretax income | 205,270,000 | 405,177,000 | 608,225,000 | 811,894,000 |
| Income tax | 57,205,000 | 111,434,000 | 167,061,000 | 223,280,000 |
| Net income | 148,065,000 | 293,743,000 | 441,164,000 | 588,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,571,889,000 | 3,519,392,000 | 3,665,919,000 | 3,605,173,000 |
| Total capital | 4,192,282,000 | 4,157,006,000 | 4,307,908,000 | 4,229,051,000 |
| Risk-weighted assets | 33,828,092,000 | 35,211,513,000 | 35,560,210,000 | 34,088,980,000 |