Call reports 2002
REGIONS BANK — 2002
What REGIONS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 41,165,239,000 | 42,994,419,000 | 44,144,682,000 | 44,835,341,000 |
| Total loans | 31,187,289,000 | 31,679,932,000 | 32,580,512,000 | 32,583,408,000 |
| Allowance for loan losses | 428,804,000 | 430,803,000 | 435,798,000 | 437,164,000 |
| Securities available for sale | 7,508,290,000 | 8,180,308,000 | 8,651,549,000 | 8,639,752,000 |
| Securities held to maturity | 7,177,000 | 7,228,000 | 7,230,000 | 7,226,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,046,762,000 | 28,493,438,000 | 28,864,007,000 | 29,738,551,000 |
| Interest-bearing deposits | 25,387,500,000 | 25,659,092,000 | 26,075,188,000 | 26,776,185,000 |
| Noninterest-bearing deposits | 2,659,262,000 | 2,834,346,000 | 2,788,819,000 | 2,962,366,000 |
| Equity capital | 3,409,026,000 | 3,419,213,000 | 3,663,441,000 | 3,807,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 660,252,000 | 1,315,110,000 | 1,977,493,000 | 2,612,195,000 |
| Interest expense | 254,295,000 | 499,956,000 | 742,632,000 | 968,890,000 |
| Net interest income | 405,957,000 | 815,154,000 | 1,234,861,000 | 1,643,305,000 |
| Noninterest income | 130,173,000 | 263,109,000 | 454,247,000 | 614,122,000 |
| Noninterest expense | 300,437,000 | 612,790,000 | 960,154,000 | 1,321,733,000 |
| Provision for loan losses | 31,797,000 | 64,408,000 | 102,478,000 | 137,160,000 |
| Pretax income | 205,883,000 | 405,124,000 | 653,176,000 | 850,494,000 |
| Income tax | 58,029,000 | 114,022,000 | 170,342,000 | 219,806,000 |
| Net income | 147,854,000 | 291,102,000 | 482,834,000 | 630,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,213,114,000 | 3,148,153,000 | 3,351,108,000 | 3,496,862,000 |
| Total capital | 3,808,958,000 | 3,769,100,000 | 3,984,135,000 | 4,130,762,000 |
| Risk-weighted assets | 31,884,980,000 | 33,912,753,000 | 34,945,226,000 | 34,941,017,000 |