Call reports 2016
XENITH BANK — 2016
What XENITH BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 1,020,669,000 | 1,070,637,000 |
| Total loans | 779,115,000 | 821,433,000 |
| Allowance for loan losses | 7,071,000 | 7,165,000 |
| Securities available for sale | 133,567,000 | 131,166,000 |
| Securities held to maturity | 9,268,000 | 9,266,000 |
| Trading assets | 0 | 0 |
| Total deposits | 872,408,000 | 917,695,000 |
| Interest-bearing deposits | 710,290,000 | 744,859,000 |
| Noninterest-bearing deposits | 162,118,000 | 172,836,000 |
| Equity capital | 123,300,000 | 126,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 9,573,000 | 18,960,000 |
| Interest expense | 1,607,000 | 3,218,000 |
| Net interest income | 7,966,000 | 15,742,000 |
| Noninterest income | 363,000 | 666,000 |
| Noninterest expense | 6,920,000 | 13,440,000 |
| Provision for loan losses | 190,000 | 395,000 |
| Pretax income | 1,219,000 | 2,708,000 |
| Income tax | 638,000 | 1,010,000 |
| Net income | 581,000 | 1,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 107,571,000 | 108,928,000 |
| Total capital | 115,180,000 | 116,615,000 |
| Risk-weighted assets | 914,103,000 | 948,334,000 |