Call reports 2015
XENITH BANK — 2015
What XENITH BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 989,316,000 | 991,859,000 | 970,658,000 | 1,038,674,000 |
| Total loans | 757,400,000 | 767,989,000 | 760,530,000 | 779,527,000 |
| Allowance for loan losses | 6,443,000 | 6,849,000 | 7,064,000 | 7,350,000 |
| Securities available for sale | 72,998,000 | 95,048,000 | 112,041,000 | 130,863,000 |
| Securities held to maturity | 9,276,000 | 9,274,000 | 9,272,000 | 9,270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 843,399,000 | 847,605,000 | 824,867,000 | 889,452,000 |
| Interest-bearing deposits | 692,736,000 | 689,792,000 | 672,300,000 | 707,022,000 |
| Noninterest-bearing deposits | 150,663,000 | 157,813,000 | 152,567,000 | 182,430,000 |
| Equity capital | 115,604,000 | 115,869,000 | 118,159,000 | 120,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,738,000 | 17,595,000 | 26,819,000 | 36,841,000 |
| Interest expense | 1,358,000 | 2,748,000 | 4,185,000 | 5,721,000 |
| Net interest income | 7,380,000 | 14,847,000 | 22,634,000 | 31,120,000 |
| Noninterest income | 344,000 | 742,000 | 871,000 | 1,330,000 |
| Noninterest expense | 5,718,000 | 11,530,000 | 17,473,000 | 23,187,000 |
| Provision for loan losses | 565,000 | 1,265,000 | 1,608,000 | 2,599,000 |
| Pretax income | 1,508,000 | 2,875,000 | 4,482,000 | 6,722,000 |
| Income tax | 447,000 | 855,000 | 1,301,000 | 1,823,000 |
| Net income | 1,061,000 | 2,020,000 | 3,181,000 | 4,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,170,000 | 103,687,000 | 105,001,000 | 106,966,000 |
| Total capital | 108,613,000 | 111,074,000 | 112,588,000 | 114,816,000 |
| Risk-weighted assets | 834,455,000 | 855,548,000 | 864,281,000 | 900,956,000 |