Call reports 2014
XENITH BANK — 2014
What XENITH BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 682,512,000 | 768,082,000 | 906,271,000 | 914,382,000 |
| Total loans | 564,014,000 | 602,189,000 | 744,378,000 | 750,872,000 |
| Allowance for loan losses | 5,414,000 | 6,016,000 | 5,569,000 | 6,246,000 |
| Securities available for sale | 58,651,000 | 56,414,000 | 74,743,000 | 64,340,000 |
| Securities held to maturity | 9,285,000 | 9,283,000 | 9,281,000 | 9,279,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 569,950,000 | 656,226,000 | 766,524,000 | 772,911,000 |
| Interest-bearing deposits | 455,242,000 | 548,875,000 | 636,782,000 | 651,681,000 |
| Noninterest-bearing deposits | 114,708,000 | 107,351,000 | 129,742,000 | 121,230,000 |
| Equity capital | 87,803,000 | 88,033,000 | 113,894,000 | 114,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,331,000 | 13,041,000 | 22,443,000 | 31,186,000 |
| Interest expense | 867,000 | 1,828,000 | 3,119,000 | 4,488,000 |
| Net interest income | 5,464,000 | 11,213,000 | 19,324,000 | 26,698,000 |
| Noninterest income | 357,000 | 527,000 | 899,000 | 1,250,000 |
| Noninterest expense | 5,040,000 | 10,537,000 | 16,360,000 | 22,652,000 |
| Provision for loan losses | 227,000 | 830,000 | 2,390,000 | 3,220,000 |
| Pretax income | 554,000 | 394,000 | 1,512,000 | 2,504,000 |
| Income tax | 239,000 | 260,000 | 646,000 | 934,000 |
| Net income | 315,000 | 134,000 | 866,000 | 1,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,777,000 | 69,569,000 | 93,988,000 | 94,980,000 |
| Total capital | 75,545,000 | 75,930,000 | 100,011,000 | 101,669,000 |
| Risk-weighted assets | 546,463,000 | 590,376,000 | 753,415,000 | 781,881,000 |