Call reports 2013
XENITH BANK — 2013
What XENITH BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 579,251,000 | 578,425,000 | 604,482,000 | 678,566,000 |
| Total loans | 446,056,000 | 460,334,000 | 471,645,000 | 541,805,000 |
| Allowance for loan losses | 5,099,000 | 4,882,000 | 5,129,000 | 5,305,000 |
| Securities available for sale | 53,278,000 | 72,055,000 | 72,449,000 | 69,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 468,798,000 | 464,676,000 | 495,820,000 | 569,198,000 |
| Interest-bearing deposits | 392,921,000 | 379,526,000 | 392,757,000 | 453,115,000 |
| Noninterest-bearing deposits | 75,877,000 | 85,150,000 | 103,063,000 | 116,082,000 |
| Equity capital | 87,226,000 | 86,654,000 | 86,117,000 | 86,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,187,000 | 12,292,000 | 19,186,000 | 25,632,000 |
| Interest expense | 939,000 | 1,790,000 | 2,622,000 | 3,485,000 |
| Net interest income | 5,248,000 | 10,502,000 | 16,564,000 | 22,147,000 |
| Noninterest income | 502,000 | 743,000 | 1,089,000 | 1,405,000 |
| Noninterest expense | 4,704,000 | 9,436,000 | 14,102,000 | 18,936,000 |
| Provision for loan losses | 411,000 | 415,000 | 913,000 | 1,486,000 |
| Pretax income | 794,000 | 1,685,000 | 2,929,000 | 3,421,000 |
| Income tax | 290,000 | 588,000 | 1,022,000 | 1,191,000 |
| Net income | 504,000 | 1,097,000 | 1,907,000 | 2,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,519,000 | 68,271,000 | 68,234,000 | 69,314,000 |
| Total capital | 72,865,000 | 73,385,000 | 73,642,000 | 74,955,000 |
| Risk-weighted assets | 466,022,000 | 500,214,000 | 504,905,000 | 526,841,000 |