Call reports 2012
XENITH BANK — 2012
What XENITH BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 494,144,000 | 522,670,000 | 557,215,000 | 562,467,000 |
| Total loans | 358,215,000 | 403,290,000 | 415,785,000 | 464,748,000 |
| Allowance for loan losses | 4,137,000 | 4,323,000 | 4,658,000 | 4,875,000 |
| Securities available for sale | 67,142,000 | 62,750,000 | 62,574,000 | 57,551,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 392,263,000 | 419,316,000 | 448,145,000 | 453,231,000 |
| Interest-bearing deposits | 338,959,000 | 346,812,000 | 388,333,000 | 378,692,000 |
| Noninterest-bearing deposits | 53,304,000 | 72,504,000 | 59,812,000 | 74,539,000 |
| Equity capital | 79,610,000 | 80,760,000 | 86,461,000 | 86,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,123,000 | 12,670,000 | 19,483,000 | 25,976,000 |
| Interest expense | 1,057,000 | 2,027,000 | 3,013,000 | 3,947,000 |
| Net interest income | 5,066,000 | 10,643,000 | 16,470,000 | 22,029,000 |
| Noninterest income | 136,000 | 390,000 | 376,000 | 523,000 |
| Noninterest expense | 4,677,000 | 9,011,000 | 13,293,000 | 17,648,000 |
| Provision for loan losses | 360,000 | 906,000 | 1,383,000 | 1,819,000 |
| Pretax income | 384,000 | 1,334,000 | 2,390,000 | 3,305,000 |
| Income tax | 0 | 0 | -4,949,000 | -4,401,000 |
| Net income | 384,000 | 1,334,000 | 7,339,000 | 7,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,954,000 | 63,062,000 | 66,994,000 | 68,820,000 |
| Total capital | 66,091,000 | 67,643,000 | 71,882,000 | 73,916,000 |
| Risk-weighted assets | 376,836,000 | 393,588,000 | 397,921,000 | 451,208,000 |