Call reports 2011
XENITH BANK — 2011
What XENITH BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 264,532,000 | 288,016,000 | 468,614,000 | 476,299,000 |
| Total loans | 175,485,000 | 183,661,000 | 296,728,000 | 326,139,000 |
| Allowance for loan losses | 2,503,000 | 2,986,000 | 3,421,000 | 4,280,000 |
| Securities available for sale | 58,078,000 | 62,320,000 | 60,861,000 | 68,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,489,000 | 201,951,000 | 362,276,000 | 375,007,000 |
| Interest-bearing deposits | 171,680,000 | 179,272,000 | 315,150,000 | 327,519,000 |
| Noninterest-bearing deposits | 20,809,000 | 22,679,000 | 47,127,000 | 47,488,000 |
| Equity capital | 48,092,000 | 64,241,000 | 79,068,000 | 79,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,277,000 | 6,617,000 | 12,262,000 | 18,897,000 |
| Interest expense | 500,000 | 985,000 | 1,797,000 | 2,646,000 |
| Net interest income | 2,777,000 | 5,632,000 | 10,465,000 | 16,251,000 |
| Noninterest income | 135,000 | 162,000 | 8,705,000 | 8,924,000 |
| Noninterest expense | 3,315,000 | 6,693,000 | 11,562,000 | 16,184,000 |
| Provision for loan losses | 970,000 | 1,480,000 | 3,100,000 | 4,005,000 |
| Pretax income | -1,373,000 | -2,352,000 | 4,572,000 | 5,051,000 |
| Income tax | 0 | 0 | 57,000 | 75,000 |
| Net income | -1,373,000 | -2,352,000 | 4,515,000 | 4,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,151,000 | 48,758,000 | 60,812,000 | 61,417,000 |
| Total capital | 35,532,000 | 51,246,000 | 64,233,000 | 65,697,000 |
| Risk-weighted assets | 189,570,000 | 198,526,000 | 322,728,000 | 350,060,000 |