Call reports 2009
XENITH BANK — 2009
What XENITH BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 174,130,000 | 172,040,000 | 166,999,000 | 201,591,000 |
| Total loans | 113,595,000 | 114,038,000 | 112,573,000 | 102,050,000 |
| Allowance for loan losses | 1,594,000 | 2,190,000 | 3,002,000 | 0 |
| Securities available for sale | 47,286,000 | 44,065,000 | 44,224,000 | 36,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,431,000 | 129,710,000 | 119,146,000 | 114,148,000 |
| Interest-bearing deposits | 118,393,000 | 116,505,000 | 104,337,000 | 99,502,000 |
| Noninterest-bearing deposits | 13,038,000 | 13,205,000 | 14,809,000 | 14,646,000 |
| Equity capital | 16,449,000 | 15,861,000 | 15,820,000 | 54,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,355,000 | 4,629,000 | 6,780,000 | 213,000 |
| Interest expense | 1,172,000 | 2,324,000 | 3,410,000 | 82,000 |
| Net interest income | 1,183,000 | 2,305,000 | 3,370,000 | 131,000 |
| Noninterest income | 104,000 | 198,000 | 283,000 | 15,000 |
| Noninterest expense | 1,047,000 | 2,767,000 | 4,416,000 | 532,000 |
| Provision for loan losses | 40,000 | 640,000 | 1,570,000 | 0 |
| Pretax income | 417,000 | -672,000 | -2,101,000 | -386,000 |
| Income tax | 142,000 | -228,000 | -714,000 | -131,000 |
| Net income | 275,000 | -444,000 | -1,387,000 | -255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,159,000 | 16,441,000 | 15,498,000 | 39,655,000 |
| Total capital | 18,753,000 | 17,925,000 | 16,957,000 | 39,655,000 |
| Risk-weighted assets | 122,966,000 | 117,982,000 | 115,211,000 | 117,209,000 |