Call report 2015Q4
UNITED BANK & TRUST COMPANY — 2015Q4
The 22 measures UNITED BANK & TRUST COMPANY reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 514,556,000 | USD | evidence → |
| Total loans | 301,151,000 | USD | evidence → |
| Allowance for loan losses | 3,594,000 | USD | evidence → |
| Securities available for sale | 152,112,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 378,010,000 | USD | evidence → |
| Interest-bearing deposits | 276,481,000 | USD | evidence → |
| Noninterest-bearing deposits | 101,529,000 | USD | evidence → |
| Equity capital | 66,716,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,731,000 | USD | evidence → |
| Interest expense | 2,769,000 | USD | evidence → |
| Net interest income | 15,962,000 | USD | evidence → |
| Noninterest income | 3,196,000 | USD | evidence → |
| Noninterest expense | 16,397,000 | USD | evidence → |
| Provision for loan losses | -2,927,000 | USD | evidence → |
| Pretax income | 5,712,000 | USD | evidence → |
| Income tax | 1,846,000 | USD | evidence → |
| Net income | 3,866,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,862,000 | USD | evidence → |
| Total capital | 69,456,000 | USD | evidence → |
| Risk-weighted assets | 352,856,000 | USD | evidence → |