Call report 2012Q4
UNITED BANK & TRUST COMPANY — 2012Q4
The 22 measures UNITED BANK & TRUST COMPANY reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 539,792,000 | USD | evidence → |
| Total loans | 296,108,000 | USD | evidence → |
| Allowance for loan losses | 11,579,000 | USD | evidence → |
| Securities available for sale | 162,261,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 405,024,000 | USD | evidence → |
| Interest-bearing deposits | 327,034,000 | USD | evidence → |
| Noninterest-bearing deposits | 77,990,000 | USD | evidence → |
| Equity capital | 60,385,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,846,000 | USD | evidence → |
| Interest expense | 5,743,000 | USD | evidence → |
| Net interest income | 15,103,000 | USD | evidence → |
| Noninterest income | 3,401,000 | USD | evidence → |
| Noninterest expense | 17,650,000 | USD | evidence → |
| Provision for loan losses | 763,000 | USD | evidence → |
| Pretax income | 479,000 | USD | evidence → |
| Income tax | -246,000 | USD | evidence → |
| Net income | 725,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,695,000 | USD | evidence → |
| Total capital | 55,980,000 | USD | evidence → |
| Risk-weighted assets | 335,493,000 | USD | evidence → |