Call report 2008Q4
UNITED BANK & TRUST COMPANY — 2008Q4
The 22 measures UNITED BANK & TRUST COMPANY reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 785,640,000 | USD | evidence → |
| Total loans | 479,676,000 | USD | evidence → |
| Allowance for loan losses | 6,164,000 | USD | evidence → |
| Securities available for sale | 188,460,000 | USD | evidence → |
| Securities held to maturity | 370,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 560,564,000 | USD | evidence → |
| Interest-bearing deposits | 492,225,000 | USD | evidence → |
| Noninterest-bearing deposits | 68,339,000 | USD | evidence → |
| Equity capital | 70,025,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 43,047,000 | USD | evidence → |
| Interest expense | 20,818,000 | USD | evidence → |
| Net interest income | 22,229,000 | USD | evidence → |
| Noninterest income | 4,693,000 | USD | evidence → |
| Noninterest expense | 20,196,000 | USD | evidence → |
| Provision for loan losses | 1,871,000 | USD | evidence → |
| Pretax income | -1,029,000 | USD | evidence → |
| Income tax | -746,000 | USD | evidence → |
| Net income | -283,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,910,000 | USD | evidence → |
| Total capital | 54,074,000 | USD | evidence → |
| Risk-weighted assets | 495,834,000 | USD | evidence → |