Call report 2007Q4
UNITED BANK & TRUST COMPANY — 2007Q4
The 22 measures UNITED BANK & TRUST COMPANY reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 223,635,000 | USD | evidence → |
| Total loans | 133,607,000 | USD | evidence → |
| Allowance for loan losses | 1,495,000 | USD | evidence → |
| Securities available for sale | 63,363,000 | USD | evidence → |
| Securities held to maturity | 370,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 167,254,000 | USD | evidence → |
| Interest-bearing deposits | 142,448,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,806,000 | USD | evidence → |
| Equity capital | 12,276,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,821,000 | USD | evidence → |
| Interest expense | 5,454,000 | USD | evidence → |
| Net interest income | 6,367,000 | USD | evidence → |
| Noninterest income | 1,385,000 | USD | evidence → |
| Noninterest expense | 4,631,000 | USD | evidence → |
| Provision for loan losses | 550,000 | USD | evidence → |
| Pretax income | 2,571,000 | USD | evidence → |
| Income tax | 784,000 | USD | evidence → |
| Net income | 1,787,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,703,000 | USD | evidence → |
| Total capital | 14,198,000 | USD | evidence → |
| Risk-weighted assets | 137,501,000 | USD | evidence → |