Call report 2007Q1
UNITED BANK & TRUST COMPANY — 2007Q1
The 22 measures UNITED BANK & TRUST COMPANY reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 170,937,000 | USD | evidence → |
| Total loans | 129,034,000 | USD | evidence → |
| Allowance for loan losses | 1,232,000 | USD | evidence → |
| Securities available for sale | 19,370,000 | USD | evidence → |
| Securities held to maturity | 735,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 149,616,000 | USD | evidence → |
| Interest-bearing deposits | 130,018,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,597,000 | USD | evidence → |
| Equity capital | 12,059,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,811,000 | USD | evidence → |
| Interest expense | 1,234,000 | USD | evidence → |
| Net interest income | 1,577,000 | USD | evidence → |
| Noninterest income | 313,000 | USD | evidence → |
| Noninterest expense | 1,123,000 | USD | evidence → |
| Provision for loan losses | 72,000 | USD | evidence → |
| Pretax income | 695,000 | USD | evidence → |
| Income tax | 205,000 | USD | evidence → |
| Net income | 490,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,458,000 | USD | evidence → |
| Total capital | 13,690,000 | USD | evidence → |
| Risk-weighted assets | 126,880,000 | USD | evidence → |