Call report 2003Q4
UNITED BANK & TRUST COMPANY — 2003Q4
The 22 measures UNITED BANK & TRUST COMPANY reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 161,119,000 | USD | evidence → |
| Total loans | 101,115,000 | USD | evidence → |
| Allowance for loan losses | 1,481,000 | USD | evidence → |
| Securities available for sale | 38,031,000 | USD | evidence → |
| Securities held to maturity | 2,779,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 141,721,000 | USD | evidence → |
| Interest-bearing deposits | 117,229,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,492,000 | USD | evidence → |
| Equity capital | 11,129,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,438,000 | USD | evidence → |
| Interest expense | 2,634,000 | USD | evidence → |
| Net interest income | 4,804,000 | USD | evidence → |
| Noninterest income | 1,261,000 | USD | evidence → |
| Noninterest expense | 3,703,000 | USD | evidence → |
| Provision for loan losses | 173,000 | USD | evidence → |
| Pretax income | 2,324,000 | USD | evidence → |
| Income tax | 651,000 | USD | evidence → |
| Net income | 1,673,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,033,000 | USD | evidence → |
| Total capital | 12,334,000 | USD | evidence → |
| Risk-weighted assets | 103,897,000 | USD | evidence → |