Call report 2002Q4
UNITED BANK & TRUST COMPANY — 2002Q4
The 22 measures UNITED BANK & TRUST COMPANY reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 153,387,000 | USD | evidence → |
| Total loans | 98,026,000 | USD | evidence → |
| Allowance for loan losses | 1,455,000 | USD | evidence → |
| Securities available for sale | 23,203,000 | USD | evidence → |
| Securities held to maturity | 3,301,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 132,804,000 | USD | evidence → |
| Interest-bearing deposits | 115,365,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,440,000 | USD | evidence → |
| Equity capital | 12,696,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,296,000 | USD | evidence → |
| Interest expense | 3,430,000 | USD | evidence → |
| Net interest income | 4,866,000 | USD | evidence → |
| Noninterest income | 1,088,000 | USD | evidence → |
| Noninterest expense | 3,448,000 | USD | evidence → |
| Provision for loan losses | 879,000 | USD | evidence → |
| Pretax income | 1,707,000 | USD | evidence → |
| Income tax | 452,000 | USD | evidence → |
| Net income | 1,255,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,420,000 | USD | evidence → |
| Total capital | 13,652,000 | USD | evidence → |
| Risk-weighted assets | 98,331,000 | USD | evidence → |