Call reports 2001
UNITED BANK & TRUST COMPANY — 2001
What UNITED BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 138,339,000 | 143,288,000 | 132,867,000 | 142,585,000 |
| Total loans | 89,060,000 | 91,637,000 | 93,388,000 | 93,801,000 |
| Allowance for loan losses | 1,327,000 | 1,360,000 | 1,390,000 | 1,411,000 |
| Securities available for sale | 24,386,000 | 30,122,000 | 22,842,000 | 22,442,000 |
| Securities held to maturity | 4,353,000 | 4,313,000 | 3,849,000 | 4,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,572,000 | 117,774,000 | 114,683,000 | 125,826,000 |
| Interest-bearing deposits | 106,082,000 | 103,289,000 | 101,390,000 | 109,017,000 |
| Noninterest-bearing deposits | 14,490,000 | 14,485,000 | 13,293,000 | 16,809,000 |
| Equity capital | 13,151,000 | 13,664,000 | 12,959,000 | 12,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,641,000 | 5,206,000 | 7,656,000 | 9,923,000 |
| Interest expense | 1,298,000 | 2,541,000 | 3,703,000 | 4,708,000 |
| Net interest income | 1,343,000 | 2,665,000 | 3,953,000 | 5,215,000 |
| Noninterest income | 229,000 | 456,000 | 686,000 | 945,000 |
| Noninterest expense | 811,000 | 1,615,000 | 2,465,000 | 3,290,000 |
| Provision for loan losses | -9,000 | 96,000 | 144,000 | 190,000 |
| Pretax income | 770,000 | 1,410,000 | 2,030,000 | 2,680,000 |
| Income tax | 240,000 | 439,000 | 636,000 | 839,000 |
| Net income | 530,000 | 971,000 | 1,394,000 | 1,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,034,000 | 13,500,000 | 12,652,000 | 12,363,000 |
| Total capital | 14,168,000 | 14,652,000 | 13,786,000 | 13,507,000 |
| Risk-weighted assets | 90,475,000 | 91,945,000 | 90,445,000 | 91,231,000 |