Call reports 2002
MAIN BANK, NATIONAL ASSOCIATION — 2002
What MAIN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 208,046,000 | 205,313,000 | 211,076,000 | 200,639,000 |
| Total loans | 135,599,000 | 134,911,000 | 127,903,000 | 122,125,000 |
| Allowance for loan losses | 2,580,000 | 2,431,000 | 2,063,000 | 2,876,000 |
| Securities available for sale | 18,387,000 | 26,786,000 | 28,136,000 | 25,536,000 |
| Securities held to maturity | 6,172,000 | 5,786,000 | 5,345,000 | 4,820,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,430,000 | 181,083,000 | 186,440,000 | 177,424,000 |
| Interest-bearing deposits | 129,339,000 | 128,182,000 | 130,260,000 | 127,609,000 |
| Noninterest-bearing deposits | 55,091,000 | 52,901,000 | 56,180,000 | 49,815,000 |
| Equity capital | 22,490,000 | 22,970,000 | 23,421,000 | 22,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,021,000 | 5,847,000 | 8,648,000 | 11,264,000 |
| Interest expense | 892,000 | 1,698,000 | 2,498,000 | 3,165,000 |
| Net interest income | 2,129,000 | 4,149,000 | 6,150,000 | 8,099,000 |
| Noninterest income | 733,000 | 1,591,000 | 2,381,000 | 3,139,000 |
| Noninterest expense | 2,026,000 | 4,180,000 | 6,461,000 | 10,207,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 1,129,000 |
| Pretax income | 810,000 | 1,534,000 | 2,044,000 | -84,000 |
| Income tax | 261,000 | 493,000 | 653,000 | -84,000 |
| Net income | 549,000 | 1,041,000 | 1,391,000 | 0 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,188,000 | 19,655,000 | 20,005,000 | 18,539,000 |
| Total capital | 21,153,000 | 21,257,000 | 21,637,000 | 20,061,000 |
| Risk-weighted assets | 156,609,000 | 127,333,000 | 130,148,000 | 120,439,000 |