Call reports 2001
MAIN BANK, NATIONAL ASSOCIATION — 2001
What MAIN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 206,438,000 | 206,737,000 | 208,252,000 | 195,931,000 |
| Total loans | 142,445,000 | 151,206,000 | 151,556,000 | 140,126,000 |
| Allowance for loan losses | 1,643,000 | 1,739,000 | 1,807,000 | 2,671,000 |
| Securities available for sale | 23,663,000 | 22,477,000 | 21,454,000 | 19,932,000 |
| Securities held to maturity | 9,222,000 | 8,331,000 | 7,747,000 | 6,951,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,476,000 | 168,374,000 | 167,525,000 | 173,194,000 |
| Interest-bearing deposits | 123,540,000 | 116,901,000 | 118,200,000 | 124,001,000 |
| Noninterest-bearing deposits | 51,936,000 | 51,473,000 | 49,325,000 | 49,193,000 |
| Equity capital | 22,654,000 | 23,578,000 | 24,197,000 | 21,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,109,000 | 8,118,000 | 11,924,000 | 15,520,000 |
| Interest expense | 1,365,000 | 2,680,000 | 3,974,000 | 5,065,000 |
| Net interest income | 2,744,000 | 5,438,000 | 7,950,000 | 10,455,000 |
| Noninterest income | 826,000 | 1,763,000 | 2,637,000 | 2,860,000 |
| Noninterest expense | 2,211,000 | 4,425,000 | 6,688,000 | 9,226,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 3,167,000 |
| Pretax income | 1,224,000 | 2,506,000 | 3,494,000 | 1,022,000 |
| Income tax | 420,000 | 860,000 | 1,181,000 | 103,000 |
| Net income | 804,000 | 1,646,000 | 2,313,000 | 918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,331,000 | 19,263,000 | 19,906,000 | 18,639,000 |
| Total capital | 19,974,000 | 21,002,000 | 21,713,000 | 20,361,000 |
| Risk-weighted assets | 137,858,000 | 143,391,000 | 149,267,000 | 136,795,000 |