Call reports 2025
FARMERS BANK — 2025
What FARMERS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 244,601,000 | 245,632,000 | 245,842,000 | 269,294,000 |
| Total loans | 174,402,000 | 180,606,000 | 181,065,000 | 186,083,000 |
| Allowance for loan losses | 2,258,000 | 2,307,000 | 2,353,000 | 2,454,000 |
| Securities available for sale | 25,060,000 | 22,631,000 | 20,182,000 | 19,958,000 |
| Securities held to maturity | 27,759,000 | 25,782,000 | 24,779,000 | 24,777,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,830,000 | 210,918,000 | 216,031,000 | 238,788,000 |
| Interest-bearing deposits | 156,691,000 | 153,030,000 | 156,216,000 | 180,189,000 |
| Noninterest-bearing deposits | 57,139,000 | 57,888,000 | 59,815,000 | 58,599,000 |
| Equity capital | 25,905,000 | 26,631,000 | 27,448,000 | 28,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,021,000 | 6,114,000 | 9,333,000 | 12,774,000 |
| Interest expense | 1,077,000 | 2,148,000 | 3,254,000 | 4,417,000 |
| Net interest income | 1,944,000 | 3,966,000 | 6,079,000 | 8,357,000 |
| Noninterest income | 174,000 | 362,000 | 608,000 | 835,000 |
| Noninterest expense | 1,371,000 | 2,766,000 | 4,248,000 | 5,668,000 |
| Provision for loan losses | -19,000 | 30,000 | 90,000 | 191,000 |
| Pretax income | 694,000 | 1,454,000 | 2,271,000 | 3,297,000 |
| Income tax | 152,000 | 324,000 | 510,000 | 747,000 |
| Net income | 542,000 | 1,130,000 | 1,761,000 | 2,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,979,000 | 27,552,000 | 28,167,000 | 28,939,000 |
| Total capital | 28,889,000 | 29,527,000 | 30,133,000 | 30,954,000 |
| Risk-weighted assets | 152,281,000 | 157,515,000 | 156,738,000 | 160,612,000 |