Call reports 2022
FARMERS BANK — 2022
What FARMERS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 219,920,000 | 229,098,000 | 229,288,000 | 230,631,000 |
| Total loans | 123,036,000 | 126,957,000 | 137,747,000 | 142,365,000 |
| Allowance for loan losses | 1,822,000 | 2,021,000 | 2,045,000 | 1,990,000 |
| Securities available for sale | 34,511,000 | 36,167,000 | 38,210,000 | 38,519,000 |
| Securities held to maturity | 31,291,000 | 31,284,000 | 31,279,000 | 31,276,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,243,000 | 208,496,000 | 209,151,000 | 204,441,000 |
| Interest-bearing deposits | 137,455,000 | 142,433,000 | 143,242,000 | 140,346,000 |
| Noninterest-bearing deposits | 61,788,000 | 66,063,000 | 65,909,000 | 64,095,000 |
| Equity capital | 20,002,000 | 19,939,000 | 19,395,000 | 20,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,557,000 | 3,247,000 | 5,124,000 | 7,096,000 |
| Interest expense | 100,000 | 200,000 | 356,000 | 621,000 |
| Net interest income | 1,457,000 | 3,047,000 | 4,768,000 | 6,475,000 |
| Noninterest income | 185,000 | 375,000 | 538,000 | 691,000 |
| Noninterest expense | 1,059,000 | 2,107,000 | 3,223,000 | 4,295,000 |
| Provision for loan losses | 42,000 | 84,000 | 126,000 | 168,000 |
| Pretax income | 541,000 | 1,231,000 | 1,957,000 | 2,703,000 |
| Income tax | 127,000 | 291,000 | 465,000 | 643,000 |
| Net income | 414,000 | 940,000 | 1,492,000 | 2,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,337,000 | 21,845,000 | 22,382,000 | 22,933,000 |
| Total capital | 22,803,000 | 23,365,000 | 24,020,000 | 24,608,000 |
| Risk-weighted assets | 116,986,000 | 121,156,000 | 130,650,000 | 133,759,000 |