Call reports 2021
FARMERS BANK — 2021
What FARMERS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 206,218,000 | 206,420,000 | 217,731,000 | 220,246,000 |
| Total loans | 112,412,000 | 112,548,000 | 116,237,000 | 121,830,000 |
| Allowance for loan losses | 1,790,000 | 1,846,000 | 1,883,000 | 1,789,000 |
| Securities available for sale | 31,314,000 | 28,310,000 | 27,451,000 | 33,962,000 |
| Securities held to maturity | 21,503,000 | 27,542,000 | 31,305,000 | 31,298,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,576,000 | 185,227,000 | 196,170,000 | 198,729,000 |
| Interest-bearing deposits | 129,158,000 | 127,331,000 | 134,776,000 | 138,398,000 |
| Noninterest-bearing deposits | 56,418,000 | 57,896,000 | 61,394,000 | 60,331,000 |
| Equity capital | 19,788,000 | 20,256,000 | 20,706,000 | 20,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,401,000 | 2,868,000 | 4,349,000 | 5,907,000 |
| Interest expense | 126,000 | 228,000 | 333,000 | 442,000 |
| Net interest income | 1,275,000 | 2,640,000 | 4,016,000 | 5,465,000 |
| Noninterest income | 303,000 | 682,000 | 1,039,000 | 1,349,000 |
| Noninterest expense | 990,000 | 2,038,000 | 3,124,000 | 4,160,000 |
| Provision for loan losses | 14,000 | 56,000 | 98,000 | 168,000 |
| Pretax income | 574,000 | 1,252,000 | 1,857,000 | 2,510,000 |
| Income tax | 136,000 | 309,000 | 451,000 | 605,000 |
| Net income | 438,000 | 943,000 | 1,406,000 | 1,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,520,000 | 20,009,000 | 20,456,000 | 20,939,000 |
| Total capital | 20,695,000 | 21,281,000 | 21,816,000 | 22,372,000 |
| Risk-weighted assets | 93,449,000 | 101,250,000 | 108,336,000 | 114,357,000 |