Call reports 2019
FARMERS BANK — 2019
What FARMERS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 148,924,000 | 152,760,000 | 155,279,000 | 162,500,000 |
| Total loans | 100,478,000 | 97,905,000 | 99,093,000 | 99,447,000 |
| Allowance for loan losses | 1,462,000 | 1,491,000 | 1,558,000 | 1,579,000 |
| Securities available for sale | 28,603,000 | 31,431,000 | 31,847,000 | 33,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,774,000 | 134,940,000 | 136,901,000 | 143,809,000 |
| Interest-bearing deposits | 96,493,000 | 97,887,000 | 97,231,000 | 107,192,000 |
| Noninterest-bearing deposits | 35,281,000 | 37,053,000 | 39,670,000 | 36,617,000 |
| Equity capital | 16,386,000 | 16,902,000 | 17,329,000 | 17,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,525,000 | 3,127,000 | 4,783,000 | 6,471,000 |
| Interest expense | 269,000 | 589,000 | 906,000 | 1,221,000 |
| Net interest income | 1,256,000 | 2,538,000 | 3,877,000 | 5,250,000 |
| Noninterest income | 137,000 | 283,000 | 462,000 | 658,000 |
| Noninterest expense | 993,000 | 1,998,000 | 2,977,000 | 3,989,000 |
| Provision for loan losses | 42,000 | 84,000 | 126,000 | 147,000 |
| Pretax income | 358,000 | 739,000 | 1,236,000 | 1,772,000 |
| Income tax | 71,000 | 146,000 | 247,000 | 355,000 |
| Net income | 287,000 | 593,000 | 989,000 | 1,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,533,000 | 16,823,000 | 17,203,000 | 17,614,000 |
| Total capital | 17,679,000 | 17,960,000 | 18,340,000 | 18,758,000 |
| Risk-weighted assets | 91,388,000 | 90,650,000 | 90,577,000 | 91,130,000 |