Call reports 2018
FARMERS BANK — 2018
What FARMERS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 140,634,000 | 137,317,000 | 137,012,000 | 140,967,000 |
| Total loans | 93,647,000 | 93,520,000 | 97,096,000 | 100,204,000 |
| Allowance for loan losses | 1,314,000 | 1,346,000 | 1,387,000 | 1,419,000 |
| Securities available for sale | 26,923,000 | 29,291,000 | 27,332,000 | 27,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,368,000 | 121,723,000 | 121,154,000 | 123,889,000 |
| Interest-bearing deposits | 87,204,000 | 86,028,000 | 83,884,000 | 89,532,000 |
| Noninterest-bearing deposits | 38,164,000 | 35,695,000 | 37,270,000 | 34,357,000 |
| Equity capital | 14,710,000 | 14,985,000 | 15,186,000 | 15,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,370,000 | 2,782,000 | 4,227,000 | 5,775,000 |
| Interest expense | 99,000 | 213,000 | 356,000 | 554,000 |
| Net interest income | 1,271,000 | 2,569,000 | 3,871,000 | 5,221,000 |
| Noninterest income | 147,000 | 288,000 | 451,000 | 593,000 |
| Noninterest expense | 980,000 | 1,979,000 | 2,981,000 | 3,962,000 |
| Provision for loan losses | 40,000 | 81,000 | 121,000 | 162,000 |
| Pretax income | 398,000 | 797,000 | 1,220,000 | 1,691,000 |
| Income tax | 85,000 | 170,000 | 265,000 | 360,000 |
| Net income | 313,000 | 627,000 | 955,000 | 1,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,293,000 | 15,591,000 | 15,902,000 | 16,263,000 |
| Total capital | 16,365,000 | 16,658,000 | 16,997,000 | 17,401,000 |
| Risk-weighted assets | 85,596,000 | 85,109,000 | 87,326,000 | 90,785,000 |