Call reports 2016
FARMERS BANK — 2016
What FARMERS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 118,117,000 | 117,269,000 | 118,415,000 | 127,055,000 |
| Total loans | 85,424,000 | 88,583,000 | 87,373,000 | 90,143,000 |
| Allowance for loan losses | 1,052,000 | 1,102,000 | 1,146,000 | 1,161,000 |
| Securities available for sale | 21,087,000 | 17,881,000 | 17,227,000 | 19,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,970,000 | 102,837,000 | 103,774,000 | 112,778,000 |
| Interest-bearing deposits | 74,447,000 | 73,331,000 | 70,763,000 | 79,753,000 |
| Noninterest-bearing deposits | 29,523,000 | 29,506,000 | 33,011,000 | 33,025,000 |
| Equity capital | 13,547,000 | 13,852,000 | 14,041,000 | 13,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,178,000 | 2,396,000 | 3,587,000 | 4,818,000 |
| Interest expense | 54,000 | 105,000 | 157,000 | 220,000 |
| Net interest income | 1,124,000 | 2,291,000 | 3,430,000 | 4,598,000 |
| Noninterest income | 110,000 | 216,000 | 348,000 | 463,000 |
| Noninterest expense | 919,000 | 1,831,000 | 2,750,000 | 3,686,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 270,000 | 586,000 | 893,000 | 1,195,000 |
| Income tax | 81,000 | 180,000 | 279,000 | 374,000 |
| Net income | 189,000 | 406,000 | 614,000 | 821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,443,000 | 13,644,000 | 13,836,000 | 14,027,000 |
| Total capital | 14,409,000 | 14,627,000 | 14,817,000 | 15,058,000 |
| Risk-weighted assets | 77,194,000 | 78,525,000 | 78,337,000 | 82,404,000 |