Call reports 2015
FARMERS BANK — 2015
What FARMERS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 112,022,000 | 114,086,000 | 115,960,000 | 124,222,000 |
| Total loans | 81,431,000 | 81,218,000 | 83,382,000 | 86,189,000 |
| Allowance for loan losses | 934,000 | 971,000 | 965,000 | 1,008,000 |
| Securities available for sale | 16,889,000 | 20,367,000 | 22,185,000 | 21,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,326,000 | 100,492,000 | 101,906,000 | 110,335,000 |
| Interest-bearing deposits | 70,402,000 | 71,929,000 | 71,021,000 | 79,329,000 |
| Noninterest-bearing deposits | 27,924,000 | 28,563,000 | 30,885,000 | 31,006,000 |
| Equity capital | 12,862,000 | 12,840,000 | 13,155,000 | 13,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,145,000 | 2,316,000 | 3,499,000 | 4,720,000 |
| Interest expense | 64,000 | 125,000 | 183,000 | 238,000 |
| Net interest income | 1,081,000 | 2,191,000 | 3,316,000 | 4,482,000 |
| Noninterest income | 105,000 | 217,000 | 360,000 | 472,000 |
| Noninterest expense | 962,000 | 1,922,000 | 2,871,000 | 3,783,000 |
| Provision for loan losses | 45,000 | 80,000 | 110,000 | 140,000 |
| Pretax income | 217,000 | 444,000 | 733,000 | 1,069,000 |
| Income tax | 61,000 | 132,000 | 220,000 | 331,000 |
| Net income | 156,000 | 312,000 | 513,000 | 738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,739,000 | 12,878,000 | 13,063,000 | 13,271,000 |
| Total capital | 13,673,000 | 13,835,000 | 14,014,000 | 14,250,000 |
| Risk-weighted assets | 76,135,000 | 76,596,000 | 76,117,000 | 78,315,000 |