Call reports 2014
FARMERS BANK — 2014
What FARMERS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 108,564,000 | 106,471,000 | 106,008,000 | 111,145,000 |
| Total loans | 70,788,000 | 72,286,000 | 73,712,000 | 78,501,000 |
| Allowance for loan losses | 964,000 | 974,000 | 858,000 | 864,000 |
| Securities available for sale | 23,143,000 | 23,189,000 | 22,822,000 | 21,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,999,000 | 93,511,000 | 92,836,000 | 97,810,000 |
| Interest-bearing deposits | 70,325,000 | 67,369,000 | 66,837,000 | 70,818,000 |
| Noninterest-bearing deposits | 25,674,000 | 26,142,000 | 25,999,000 | 26,992,000 |
| Equity capital | 11,787,000 | 12,180,000 | 12,329,000 | 12,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,119,000 | 2,230,000 | 3,378,000 | 4,529,000 |
| Interest expense | 75,000 | 147,000 | 217,000 | 284,000 |
| Net interest income | 1,044,000 | 2,083,000 | 3,161,000 | 4,245,000 |
| Noninterest income | 111,000 | 255,000 | 365,000 | 443,000 |
| Noninterest expense | 927,000 | 1,833,000 | 2,754,000 | 3,687,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 198,000 | 445,000 | 682,000 | 882,000 |
| Income tax | 54,000 | 127,000 | 196,000 | 256,000 |
| Net income | 144,000 | 318,000 | 486,000 | 626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,165,000 | 12,323,000 | 12,474,000 | 12,599,000 |
| Total capital | 13,004,000 | 13,189,000 | 13,333,000 | 13,462,000 |
| Risk-weighted assets | 67,033,000 | 69,207,000 | 71,332,000 | 74,452,000 |