Call reports 2013
FARMERS BANK — 2013
What FARMERS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 108,769,000 | 105,707,000 | 102,937,000 | 107,771,000 |
| Total loans | 68,498,000 | 70,284,000 | 71,629,000 | 72,906,000 |
| Allowance for loan losses | 1,180,000 | 969,000 | 917,000 | 963,000 |
| Securities available for sale | 23,967,000 | 26,130,000 | 23,518,000 | 22,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,891,000 | 93,572,000 | 90,584,000 | 95,574,000 |
| Interest-bearing deposits | 70,096,000 | 68,867,000 | 67,053,000 | 72,552,000 |
| Noninterest-bearing deposits | 25,795,000 | 24,705,000 | 23,531,000 | 23,022,000 |
| Equity capital | 11,884,000 | 11,308,000 | 11,449,000 | 11,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,136,000 | 2,280,000 | 3,426,000 | 4,585,000 |
| Interest expense | 98,000 | 180,000 | 262,000 | 342,000 |
| Net interest income | 1,038,000 | 2,100,000 | 3,164,000 | 4,243,000 |
| Noninterest income | 109,000 | 225,000 | 337,000 | 464,000 |
| Noninterest expense | 934,000 | 1,893,000 | 2,773,000 | 3,675,000 |
| Provision for loan losses | 30,000 | 45,000 | 70,000 | 100,000 |
| Pretax income | 183,000 | 387,000 | 666,000 | 940,000 |
| Income tax | 43,000 | 98,000 | 178,000 | 259,000 |
| Net income | 140,000 | 289,000 | 488,000 | 681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,547,000 | 11,678,000 | 11,861,000 | 12,037,000 |
| Total capital | 12,380,000 | 12,537,000 | 12,720,000 | 12,899,000 |
| Risk-weighted assets | 66,310,000 | 68,580,000 | 68,662,000 | 68,822,000 |