Call reports 2012
FARMERS BANK — 2012
What FARMERS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 103,371,000 | 103,242,000 | 104,660,000 | 106,619,000 |
| Total loans | 63,179,000 | 63,284,000 | 67,194,000 | 68,212,000 |
| Allowance for loan losses | 1,174,000 | 1,199,000 | 1,210,000 | 1,181,000 |
| Securities available for sale | 29,650,000 | 29,208,000 | 27,195,000 | 22,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,408,000 | 88,996,000 | 90,243,000 | 93,750,000 |
| Interest-bearing deposits | 66,108,000 | 65,664,000 | 66,392,000 | 69,525,000 |
| Noninterest-bearing deposits | 23,300,000 | 23,332,000 | 23,851,000 | 24,225,000 |
| Equity capital | 11,296,000 | 11,499,000 | 11,702,000 | 11,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,128,000 | 2,283,000 | 3,437,000 | 4,580,000 |
| Interest expense | 136,000 | 262,000 | 381,000 | 495,000 |
| Net interest income | 992,000 | 2,021,000 | 3,056,000 | 4,085,000 |
| Noninterest income | 137,000 | 255,000 | 396,000 | 514,000 |
| Noninterest expense | 924,000 | 1,839,000 | 2,763,000 | 3,709,000 |
| Provision for loan losses | 30,000 | 52,000 | 68,000 | 93,000 |
| Pretax income | 175,000 | 385,000 | 621,000 | 833,000 |
| Income tax | 43,000 | 98,000 | 162,000 | 218,000 |
| Net income | 132,000 | 287,000 | 459,000 | 615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,987,000 | 11,127,000 | 11,282,000 | 11,422,000 |
| Total capital | 11,766,000 | 11,911,000 | 12,105,000 | 12,247,000 |
| Risk-weighted assets | 61,895,000 | 62,300,000 | 65,409,000 | 65,695,000 |