Call reports 2011
FARMERS BANK — 2011
What FARMERS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 95,786,000 | 91,235,000 | 96,505,000 | 101,014,000 |
| Total loans | 58,205,000 | 59,955,000 | 61,137,000 | 63,651,000 |
| Allowance for loan losses | 993,000 | 1,037,000 | 1,079,000 | 1,174,000 |
| Securities available for sale | 22,844,000 | 23,354,000 | 22,882,000 | 27,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,842,000 | 77,658,000 | 82,620,000 | 87,195,000 |
| Interest-bearing deposits | 60,766,000 | 57,762,000 | 61,980,000 | 66,704,000 |
| Noninterest-bearing deposits | 22,076,000 | 19,896,000 | 20,640,000 | 20,491,000 |
| Equity capital | 10,424,000 | 10,799,000 | 11,053,000 | 11,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,060,000 | 2,153,000 | 3,269,000 | 4,391,000 |
| Interest expense | 161,000 | 318,000 | 471,000 | 620,000 |
| Net interest income | 899,000 | 1,835,000 | 2,798,000 | 3,771,000 |
| Noninterest income | 147,000 | 282,000 | 420,000 | 541,000 |
| Noninterest expense | 959,000 | 1,984,000 | 2,943,000 | 3,832,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 42,000 | 43,000 | 140,000 | 317,000 |
| Income tax | -19,000 | -30,000 | -9,000 | 31,000 |
| Net income | 61,000 | 73,000 | 149,000 | 286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,696,000 | 10,691,000 | 10,753,000 | 10,873,000 |
| Total capital | 11,416,000 | 11,411,000 | 11,491,000 | 11,648,000 |
| Risk-weighted assets | 57,353,000 | 57,343,000 | 58,759,000 | 61,562,000 |