Call reports 2009
FARMERS BANK — 2009
What FARMERS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 85,455,000 | 82,023,000 | 83,488,000 | 87,511,000 |
| Total loans | 62,409,000 | 56,855,000 | 56,265,000 | 54,544,000 |
| Allowance for loan losses | 1,348,000 | 1,337,000 | 1,121,000 | 1,039,000 |
| Securities available for sale | 15,126,000 | 14,945,000 | 18,583,000 | 19,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,943,000 | 68,544,000 | 69,812,000 | 74,330,000 |
| Interest-bearing deposits | 55,613,000 | 52,183,000 | 53,276,000 | 58,108,000 |
| Noninterest-bearing deposits | 16,330,000 | 16,361,000 | 16,536,000 | 16,222,000 |
| Equity capital | 10,733,000 | 10,667,000 | 10,801,000 | 10,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,152,000 | 2,253,000 | 3,306,000 | 4,334,000 |
| Interest expense | 273,000 | 534,000 | 795,000 | 1,038,000 |
| Net interest income | 879,000 | 1,719,000 | 2,511,000 | 3,296,000 |
| Noninterest income | 143,000 | 301,000 | 443,000 | 587,000 |
| Noninterest expense | 929,000 | 1,878,000 | 2,806,000 | 3,792,000 |
| Provision for loan losses | 30,000 | 60,000 | 108,000 | 424,000 |
| Pretax income | 88,000 | 180,000 | 138,000 | -215,000 |
| Income tax | 18,000 | 26,000 | -10,000 | -136,000 |
| Net income | 70,000 | 154,000 | 148,000 | -79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,634,000 | 10,701,000 | 10,680,000 | 10,439,000 |
| Total capital | 11,488,000 | 11,494,000 | 11,383,000 | 11,155,000 |
| Risk-weighted assets | 68,082,000 | 62,994,000 | 55,789,000 | 56,994,000 |