Call reports 2002
FARMERS BANK — 2002
What FARMERS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 86,635,000 | 86,431,000 | 89,544,000 | 90,743,000 |
| Total loans | 58,016,000 | 57,627,000 | 60,768,000 | 63,829,000 |
| Allowance for loan losses | 678,000 | 664,000 | 639,000 | 770,000 |
| Securities available for sale | 11,970,000 | 16,160,000 | 16,135,000 | 16,435,000 |
| Securities held to maturity | 2,053,000 | 1,842,000 | 1,835,000 | 1,827,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,176,000 | 77,555,000 | 80,346,000 | 80,093,000 |
| Interest-bearing deposits | 62,829,000 | 62,171,000 | 64,687,000 | 64,658,000 |
| Noninterest-bearing deposits | 15,347,000 | 15,384,000 | 15,659,000 | 15,435,000 |
| Equity capital | 7,729,000 | 8,160,000 | 8,270,000 | 8,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,429,000 | 2,884,000 | 4,334,000 | 5,776,000 |
| Interest expense | 509,000 | 986,000 | 1,465,000 | 1,883,000 |
| Net interest income | 920,000 | 1,898,000 | 2,869,000 | 3,893,000 |
| Noninterest income | 106,000 | 222,000 | 338,000 | 511,000 |
| Noninterest expense | 702,000 | 1,478,000 | 2,447,000 | 3,264,000 |
| Provision for loan losses | 30,000 | 50,000 | 80,000 | 220,000 |
| Pretax income | 296,000 | 594,000 | 710,000 | 1,012,000 |
| Income tax | 88,000 | 178,000 | 205,000 | 296,000 |
| Net income | 208,000 | 416,000 | 505,000 | 716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,744,000 | 7,936,000 | 7,975,000 | 8,171,000 |
| Total capital | 8,405,000 | 8,598,000 | 8,614,000 | 8,915,000 |
| Risk-weighted assets | 52,888,000 | 52,982,000 | 56,875,000 | 59,556,000 |