Call reports 2001
FARMERS BANK — 2001
What FARMERS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 82,355,000 | 82,324,000 | 83,169,000 | 87,109,000 |
| Total loans | 57,899,000 | 60,827,000 | 61,168,000 | 59,015,000 |
| Allowance for loan losses | 667,000 | 640,000 | 652,000 | 654,000 |
| Securities available for sale | 11,458,000 | 10,479,000 | 9,636,000 | 9,119,000 |
| Securities held to maturity | 3,529,000 | 3,519,000 | 2,449,000 | 2,342,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,245,000 | 73,799,000 | 74,279,000 | 78,306,000 |
| Interest-bearing deposits | 59,554,000 | 59,623,000 | 63,077,000 | 63,896,000 |
| Noninterest-bearing deposits | 14,691,000 | 14,176,000 | 11,202,000 | 14,410,000 |
| Equity capital | 7,140,000 | 7,440,000 | 7,632,000 | 7,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,619,000 | 3,250,000 | 4,811,000 | 6,308,000 |
| Interest expense | 748,000 | 1,478,000 | 2,197,000 | 2,823,000 |
| Net interest income | 871,000 | 1,772,000 | 2,614,000 | 3,485,000 |
| Noninterest income | 116,000 | 311,000 | 420,000 | 541,000 |
| Noninterest expense | 653,000 | 1,340,000 | 2,025,000 | 2,718,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 304,000 | 697,000 | 933,000 | 1,206,000 |
| Income tax | 93,000 | 217,000 | 286,000 | 367,000 |
| Net income | 211,000 | 480,000 | 647,000 | 839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,093,000 | 7,363,000 | 7,504,000 | 7,686,000 |
| Total capital | 7,674,000 | 8,003,000 | 8,156,000 | 8,339,000 |
| Risk-weighted assets | 47,097,000 | 53,259,000 | 53,327,000 | 52,241,000 |