Call reports 2001
SPRINGDALE BANK & TRUST — 2001
What SPRINGDALE BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 300,525,000 | 299,922,000 | 307,832,000 |
| Total loans | 226,117,000 | 234,235,000 | 238,611,000 |
| Allowance for loan losses | 3,189,000 | 3,384,000 | 3,532,000 |
| Securities available for sale | 25,616,000 | 28,927,000 | 32,782,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 249,101,000 | 248,158,000 | 254,845,000 |
| Interest-bearing deposits | 211,003,000 | 212,299,000 | 217,832,000 |
| Noninterest-bearing deposits | 38,098,000 | 35,859,000 | 37,013,000 |
| Equity capital | 28,151,000 | 29,178,000 | 30,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 5,925,000 | 11,659,000 | 17,189,000 |
| Interest expense | 2,897,000 | 5,456,000 | 7,756,000 |
| Net interest income | 3,028,000 | 6,203,000 | 9,433,000 |
| Noninterest income | 2,081,000 | 4,586,000 | 7,258,000 |
| Noninterest expense | 3,590,000 | 7,329,000 | 11,225,000 |
| Provision for loan losses | 111,000 | 301,000 | 436,000 |
| Pretax income | 1,409,000 | 3,160,000 | 5,031,000 |
| Income tax | 578,000 | 1,274,000 | 2,005,000 |
| Net income | 831,000 | 1,886,000 | 3,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 21,178,000 | 22,335,000 | 23,615,000 |
| Total capital | 23,866,000 | 25,082,000 | 26,432,000 |
| Risk-weighted assets | 214,518,000 | 219,096,000 | 224,665,000 |