Call reports 2026
DEFIANCE STATE BANK — 2026
What DEFIANCE STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 42,492,000 | 42,615,000 |
| Total loans | 32,049,000 | 32,178,000 |
| Allowance for loan losses | 200,000 | 200,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 4,816,000 | 4,524,000 |
| Trading assets | 0 | 0 |
| Total deposits | 33,675,000 | 33,538,000 |
| Interest-bearing deposits | 28,892,000 | 29,185,000 |
| Noninterest-bearing deposits | 4,783,000 | 4,353,000 |
| Equity capital | 4,128,000 | 4,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 509,000 | 1,040,000 |
| Interest expense | 135,000 | 270,000 |
| Net interest income | 374,000 | 770,000 |
| Noninterest income | 16,000 | 31,000 |
| Noninterest expense | 317,000 | 646,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 73,000 | 155,000 |
| Income tax | 0 | 4,000 |
| Net income | 73,000 | 151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 4,128,000 | 4,206,000 |
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