Call reports 2024
DEFIANCE STATE BANK — 2024
What DEFIANCE STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 41,882,000 | 40,414,000 | 40,595,000 | 41,347,000 |
| Total loans | 29,778,000 | 28,355,000 | 29,570,000 | 30,887,000 |
| Allowance for loan losses | 177,000 | 177,000 | 177,000 | 177,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,065,000 | 6,156,000 | 6,134,000 | 5,649,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,879,000 | 33,702,000 | 32,380,000 | 34,074,000 |
| Interest-bearing deposits | 28,005,000 | 27,387,000 | 27,399,000 | 29,333,000 |
| Noninterest-bearing deposits | 6,874,000 | 6,315,000 | 4,981,000 | 4,741,000 |
| Equity capital | 3,863,000 | 3,856,000 | 3,914,000 | 3,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 486,000 | 971,000 | 1,452,000 | 1,968,000 |
| Interest expense | 113,000 | 231,000 | 365,000 | 500,000 |
| Net interest income | 373,000 | 740,000 | 1,087,000 | 1,468,000 |
| Noninterest income | 24,000 | 44,000 | 67,000 | 88,000 |
| Noninterest expense | 292,000 | 591,000 | 890,000 | 1,293,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 105,000 | 193,000 | 264,000 | 263,000 |
| Income tax | 0 | 23,000 | 36,000 | 49,000 |
| Net income | 105,000 | 170,000 | 228,000 | 214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,863,000 | 3,856,000 | 3,914,000 | 3,900,000 |
| Total capital | 4,040,000 | — | — | — |
| Risk-weighted assets | 35,218,000 | — | — | — |