Call reports 2022
DEFIANCE STATE BANK — 2022
What DEFIANCE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 41,125,000 | 40,589,000 | 41,806,000 | 41,384,000 |
| Total loans | 23,819,000 | 25,249,000 | 27,181,000 | 27,092,000 |
| Allowance for loan losses | 177,000 | 177,000 | 177,000 | 177,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,552,000 | 7,029,000 | 6,519,000 | 7,012,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,084,000 | 32,239,000 | 30,366,000 | 31,684,000 |
| Interest-bearing deposits | 28,917,000 | 26,878,000 | 25,979,000 | 26,949,000 |
| Noninterest-bearing deposits | 4,167,000 | 5,361,000 | 4,387,000 | 4,735,000 |
| Equity capital | 3,498,000 | 3,409,000 | 3,493,000 | 3,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 292,000 | 584,000 | 933,000 | 1,297,000 |
| Interest expense | 23,000 | 45,000 | 75,000 | 127,000 |
| Net interest income | 269,000 | 539,000 | 858,000 | 1,170,000 |
| Noninterest income | 17,000 | 36,000 | 55,000 | 86,000 |
| Noninterest expense | 258,000 | 565,000 | 817,000 | 1,116,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 31,000 | 15,000 | 103,000 | 140,000 |
| Income tax | 0 | 3,000 | 7,000 | 12,000 |
| Net income | 31,000 | 12,000 | 96,000 | 128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,498,000 | 3,409,000 | 3,493,000 | 3,525,000 |
| Total capital | 3,675,000 | 3,586,000 | 3,670,000 | 3,702,000 |
| Risk-weighted assets | 31,194,000 | 32,784,000 | 33,978,000 | 33,917,000 |