Call reports 2021
DEFIANCE STATE BANK — 2021
What DEFIANCE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 38,660,000 | 38,724,000 | 38,148,000 | 39,933,000 |
| Total loans | 21,254,000 | 20,136,000 | 20,204,000 | 22,632,000 |
| Allowance for loan losses | 181,000 | 181,000 | 181,000 | 177,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,053,000 | 3,462,000 | 4,064,000 | 4,562,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,674,000 | 31,463,000 | 30,668,000 | 30,007,000 |
| Interest-bearing deposits | 25,943,000 | 26,397,000 | 26,464,000 | 25,840,000 |
| Noninterest-bearing deposits | 5,731,000 | 5,066,000 | 4,204,000 | 4,167,000 |
| Equity capital | 3,531,000 | 3,525,000 | 3,558,000 | 3,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 320,000 | 601,000 | 906,000 | 1,349,000 |
| Interest expense | 27,000 | 52,000 | 77,000 | 99,000 |
| Net interest income | 293,000 | 549,000 | 829,000 | 1,250,000 |
| Noninterest income | 108,000 | 181,000 | 201,000 | 72,000 |
| Noninterest expense | 238,000 | 509,000 | 776,000 | 1,156,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 166,000 | 238,000 | 276,000 | 189,000 |
| Income tax | 0 | 3,000 | 8,000 | 12,000 |
| Net income | 166,000 | 235,000 | 268,000 | 177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,531,000 | 3,525,000 | 3,558,000 | 3,467,000 |
| Total capital | 3,712,000 | — | — | 3,644,000 |
| Risk-weighted assets | 26,432,000 | — | — | 29,041,000 |