Call reports 2020
DEFIANCE STATE BANK — 2020
What DEFIANCE STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 35,674,000 | 37,894,000 | 35,407,000 | 36,009,000 |
| Total loans | 22,711,000 | 21,967,000 | 21,534,000 | 21,956,000 |
| Allowance for loan losses | 161,000 | 162,000 | 181,000 | 181,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,835,000 | 2,721,000 | 2,192,000 | 2,557,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,225,000 | 30,314,000 | 28,109,000 | 28,832,000 |
| Interest-bearing deposits | 23,300,000 | 23,153,000 | 22,763,000 | 23,791,000 |
| Noninterest-bearing deposits | 4,925,000 | 7,161,000 | 5,346,000 | 5,041,000 |
| Equity capital | 3,306,000 | 3,382,000 | 3,476,000 | 3,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 369,000 | 701,000 | 1,046,000 | 1,354,000 |
| Interest expense | 50,000 | 90,000 | 127,000 | 160,000 |
| Net interest income | 319,000 | 611,000 | 919,000 | 1,194,000 |
| Noninterest income | 15,000 | 27,000 | 44,000 | 60,000 |
| Noninterest expense | 239,000 | 469,000 | 703,000 | 1,102,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 98,000 | 174,000 | 268,000 | 161,000 |
| Income tax | 0 | 0 | 0 | 4,000 |
| Net income | 98,000 | 174,000 | 268,000 | 157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,306,000 | 3,382,000 | 3,476,000 | 3,365,000 |
| Total capital | — | 3,544,000 | 3,657,000 | 3,546,000 |
| Risk-weighted assets | — | 28,620,000 | 26,219,000 | 26,417,000 |