Call reports 2019
DEFIANCE STATE BANK — 2019
What DEFIANCE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 35,105,000 | 34,623,000 | 33,431,000 | 35,437,000 |
| Total loans | 23,939,000 | 23,706,000 | 23,006,000 | 23,829,000 |
| Allowance for loan losses | 169,000 | 169,000 | 139,000 | 139,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,156,000 | 3,047,000 | 2,766,000 | 2,766,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,724,000 | 28,702,000 | 25,931,000 | 26,280,000 |
| Interest-bearing deposits | 22,326,000 | 23,809,000 | 21,553,000 | 22,526,000 |
| Noninterest-bearing deposits | 4,398,000 | 4,893,000 | 4,378,000 | 3,754,000 |
| Equity capital | 3,303,000 | 3,260,000 | 3,266,000 | 3,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 362,000 | 705,000 | 1,096,000 | 1,439,000 |
| Interest expense | 50,000 | 110,000 | 163,000 | 222,000 |
| Net interest income | 312,000 | 595,000 | 933,000 | 1,217,000 |
| Noninterest income | 19,000 | 41,000 | 62,000 | 83,000 |
| Noninterest expense | 217,000 | 441,000 | 782,000 | 1,150,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 119,000 | 203,000 | 213,000 | 160,000 |
| Income tax | 0 | 7,000 | 11,000 | 16,000 |
| Net income | 119,000 | 196,000 | 202,000 | 144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,303,000 | 3,260,000 | 3,266,000 | 3,208,000 |
| Total capital | 3,472,000 | 3,429,000 | 3,405,000 | 3,347,000 |
| Risk-weighted assets | 30,118,000 | 29,761,000 | 27,515,000 | 30,055,000 |