Call reports 2018
DEFIANCE STATE BANK — 2018
What DEFIANCE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 33,684,000 | 32,688,000 | 34,809,000 | 33,705,000 |
| Total loans | 23,168,000 | 22,005,000 | 23,518,000 | 23,393,000 |
| Allowance for loan losses | 167,000 | 169,000 | 169,000 | 169,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,136,000 | 2,690,000 | 3,160,000 | 3,161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,200,000 | 25,903,000 | 24,785,000 | 24,944,000 |
| Interest-bearing deposits | 22,932,000 | 21,732,000 | 20,633,000 | 20,785,000 |
| Noninterest-bearing deposits | 4,268,000 | 4,171,000 | 4,152,000 | 4,159,000 |
| Equity capital | 3,162,000 | 2,998,000 | 3,103,000 | 3,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 316,000 | 604,000 | 928,000 | 1,267,000 |
| Interest expense | 24,000 | 54,000 | 96,000 | 152,000 |
| Net interest income | 292,000 | 550,000 | 832,000 | 1,115,000 |
| Noninterest income | 15,000 | 42,000 | 64,000 | 85,000 |
| Noninterest expense | 224,000 | 458,000 | 654,000 | 874,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 86,000 | 138,000 | 248,000 | 334,000 |
| Income tax | 0 | 17,000 | 22,000 | 26,000 |
| Net income | 86,000 | 121,000 | 226,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,162,000 | 2,998,000 | 3,103,000 | 3,184,000 |
| Total capital | 3,329,000 | 3,167,000 | 3,272,000 | 3,353,000 |
| Risk-weighted assets | 27,948,000 | 27,535,000 | 29,774,000 | 29,716,000 |