Call reports 2017
DEFIANCE STATE BANK — 2017
What DEFIANCE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 34,726,000 | 33,423,000 | 32,819,000 | 33,844,000 |
| Total loans | 21,506,000 | 22,134,000 | 22,485,000 | 23,126,000 |
| Allowance for loan losses | 167,000 | 167,000 | 167,000 | 167,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,688,000 | 1,688,000 | 1,718,000 | 1,718,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,813,000 | 26,483,000 | 24,483,000 | 26,614,000 |
| Interest-bearing deposits | 22,472,000 | 22,101,000 | 21,048,000 | 22,162,000 |
| Noninterest-bearing deposits | 4,341,000 | 4,382,000 | 3,435,000 | 4,452,000 |
| Equity capital | 2,851,000 | 2,900,000 | 3,010,000 | 3,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 298,000 | 591,000 | 902,000 | 1,197,000 |
| Interest expense | 24,000 | 50,000 | 71,000 | 97,000 |
| Net interest income | 274,000 | 541,000 | 831,000 | 1,100,000 |
| Noninterest income | 14,000 | 32,000 | 50,000 | 66,000 |
| Noninterest expense | 201,000 | 406,000 | 607,000 | 824,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 87,000 | 167,000 | 280,000 | 348,000 |
| Income tax | 0 | 1,000 | 4,000 | 6,000 |
| Net income | 87,000 | 166,000 | 276,000 | 342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,851,000 | 2,900,000 | 3,010,000 | 3,076,000 |
| Total capital | 3,018,000 | 3,067,000 | 3,177,000 | 3,243,000 |
| Risk-weighted assets | 25,953,000 | 27,302,000 | 27,678,000 | 27,969,000 |