Call reports 2012
DEFIANCE STATE BANK — 2012
What DEFIANCE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 26,138,000 | 26,555,000 | 26,082,000 | 30,522,000 |
| Total loans | 14,605,000 | 14,833,000 | 14,291,000 | 15,039,000 |
| Allowance for loan losses | 117,000 | 117,000 | 189,000 | 189,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,707,000 | 24,063,000 | 22,352,000 | 24,882,000 |
| Interest-bearing deposits | 19,786,000 | 19,554,000 | 19,728,000 | 21,811,000 |
| Noninterest-bearing deposits | 3,921,000 | 4,509,000 | 2,624,000 | 3,071,000 |
| Equity capital | 2,406,000 | 2,456,000 | 2,382,000 | 2,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 240,000 | 483,000 | 731,000 | 990,000 |
| Interest expense | 28,000 | 50,000 | 69,000 | 89,000 |
| Net interest income | 212,000 | 433,000 | 662,000 | 901,000 |
| Noninterest income | 19,000 | 36,000 | 22,000 | 39,000 |
| Noninterest expense | 205,000 | 394,000 | 583,000 | 772,000 |
| Provision for loan losses | 0 | 0 | 97,000 | 97,000 |
| Pretax income | 26,000 | 75,000 | 4,000 | 71,000 |
| Income tax | 0 | 0 | 3,000 | 5,000 |
| Net income | 26,000 | 75,000 | 1,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,406,000 | 2,456,000 | 2,382,000 | 2,447,000 |
| Total capital | 2,523,000 | 2,573,000 | 2,571,000 | 2,636,000 |
| Risk-weighted assets | 15,867,000 | 16,195,000 | 16,326,000 | 17,767,000 |