Call reports 2011
DEFIANCE STATE BANK — 2011
What DEFIANCE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 24,722,000 | 25,519,000 | 25,002,000 | 25,952,000 |
| Total loans | 15,448,000 | 14,784,000 | 15,039,000 | 15,465,000 |
| Allowance for loan losses | 167,000 | 167,000 | 167,000 | 167,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,354,000 | 23,086,000 | 20,098,000 | 22,902,000 |
| Interest-bearing deposits | 18,535,000 | 20,158,000 | 17,762,000 | 19,114,000 |
| Noninterest-bearing deposits | 3,819,000 | 2,928,000 | 2,336,000 | 3,788,000 |
| Equity capital | 2,332,000 | 2,386,000 | 2,435,000 | 2,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 256,000 | 514,000 | 780,000 | 1,030,000 |
| Interest expense | 43,000 | 76,000 | 108,000 | 138,000 |
| Net interest income | 213,000 | 438,000 | 672,000 | 892,000 |
| Noninterest income | 14,000 | 32,000 | 52,000 | 76,000 |
| Noninterest expense | 204,000 | 393,000 | 596,000 | 891,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 23,000 | 77,000 | 128,000 | 77,000 |
| Income tax | 0 | 0 | 2,000 | 5,000 |
| Net income | 23,000 | 77,000 | 126,000 | 72,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,332,000 | 2,386,000 | 2,435,000 | 2,381,000 |
| Total capital | 2,499,000 | 2,553,000 | 2,602,000 | 2,548,000 |
| Risk-weighted assets | 16,399,000 | 16,014,000 | 16,190,000 | 19,695,000 |