Call reports 2002
DEFIANCE STATE BANK — 2002
What DEFIANCE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 14,789,000 | 14,638,000 | 15,168,000 | 16,567,000 |
| Total loans | 11,607,000 | 11,592,000 | 11,859,000 | 12,318,000 |
| Allowance for loan losses | 145,000 | 146,000 | 145,000 | 145,000 |
| Securities available for sale | 103,000 | 103,000 | 103,000 | 102,000 |
| Securities held to maturity | 822,000 | 573,000 | 563,000 | 449,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,989,000 | 12,837,000 | 12,767,000 | 14,493,000 |
| Interest-bearing deposits | 12,533,000 | 12,450,000 | 12,238,000 | 13,717,000 |
| Noninterest-bearing deposits | 456,000 | 387,000 | 529,000 | 776,000 |
| Equity capital | 1,735,000 | 1,723,000 | 1,708,000 | 1,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 253,000 | 505,000 | 763,000 | 1,024,000 |
| Interest expense | 98,000 | 189,000 | 277,000 | 358,000 |
| Net interest income | 155,000 | 316,000 | 486,000 | 666,000 |
| Noninterest income | 14,000 | 26,000 | 39,000 | 53,000 |
| Noninterest expense | 149,000 | 284,000 | 427,000 | 559,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 20,000 | 57,000 | 98,000 | 163,000 |
| Income tax | 0 | 0 | 6,000 | 11,000 |
| Net income | 20,000 | 57,000 | 92,000 | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,732,000 | 1,720,000 | 1,705,000 | 1,764,000 |
| Total capital | 1,873,000 | 1,860,000 | 1,850,000 | 1,909,000 |
| Risk-weighted assets | 11,298,000 | 11,220,000 | 11,583,000 | 12,283,000 |