Call reports 2001
DEFIANCE STATE BANK — 2001
What DEFIANCE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 14,080,000 | 13,995,000 | 14,452,000 | 16,294,000 |
| Total loans | 11,562,000 | 12,029,000 | 12,041,000 | 11,160,000 |
| Allowance for loan losses | 116,000 | 116,000 | 146,000 | 145,000 |
| Securities available for sale | 304,000 | 304,000 | 106,000 | 105,000 |
| Securities held to maturity | 1,030,000 | 869,000 | 855,000 | 841,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,040,000 | 11,664,000 | 12,685,000 | 14,477,000 |
| Interest-bearing deposits | 11,541,000 | 11,194,000 | 12,231,000 | 13,965,000 |
| Noninterest-bearing deposits | 499,000 | 470,000 | 454,000 | 512,000 |
| Equity capital | 1,965,000 | 1,733,000 | 1,680,000 | 1,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 275,000 | 551,000 | 831,000 | 1,104,000 |
| Interest expense | 124,000 | 250,000 | 371,000 | 484,000 |
| Net interest income | 151,000 | 301,000 | 460,000 | 620,000 |
| Noninterest income | 14,000 | 30,000 | 58,000 | 78,000 |
| Noninterest expense | 143,000 | 276,000 | 418,000 | 554,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 30,000 |
| Pretax income | 22,000 | 55,000 | 70,000 | 114,000 |
| Income tax | 0 | -5,000 | 13,000 | 20,000 |
| Net income | 22,000 | 60,000 | 57,000 | 94,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,962,000 | 1,733,000 | 1,675,000 | 1,713,000 |
| Total capital | 2,078,000 | 1,849,000 | 1,821,000 | 1,856,000 |
| Risk-weighted assets | 11,274,000 | 11,637,000 | 11,760,000 | 11,461,000 |