Call reports 2026
CHEMUNG CANAL TRUST COMPANY — 2026
What CHEMUNG CANAL TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,748,374,000 | 2,818,102,000 |
| Total loans | 2,314,413,000 | 2,369,578,000 |
| Allowance for loan losses | 24,890,000 | 25,232,000 |
| Securities available for sale | 275,318,000 | 269,043,000 |
| Securities held to maturity | 640,000 | 1,560,000 |
| Trading assets | 0 | 0 |
| Total deposits | 2,322,605,000 | 2,371,123,000 |
| Interest-bearing deposits | 1,681,540,000 | 1,689,127,000 |
| Noninterest-bearing deposits | 641,065,000 | 681,996,000 |
| Equity capital | 296,423,000 | 304,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 33,585,000 | 68,476,000 |
| Interest expense | 9,105,000 | 18,432,000 |
| Net interest income | 24,480,000 | 50,044,000 |
| Noninterest income | 5,909,000 | 11,744,000 |
| Noninterest expense | 17,031,000 | 35,896,000 |
| Provision for loan losses | 588,000 | 1,090,000 |
| Pretax income | 12,690,000 | 24,922,000 |
| Income tax | 2,875,000 | 5,612,000 |
| Net income | 9,815,000 | 19,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 310,323,000 | 318,573,000 |
| Total capital | 335,812,000 | 344,463,000 |
| Risk-weighted assets | 2,243,268,000 | 2,302,310,000 |