Call reports 2019
CHEMUNG CANAL TRUST COMPANY — 2019
What CHEMUNG CANAL TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,765,521,000 | 1,748,071,000 | 1,789,350,000 | 1,783,276,000 |
| Total loans | 1,299,695,000 | 1,288,995,000 | 1,307,950,000 | 1,310,403,000 |
| Allowance for loan losses | 19,745,000 | 19,655,000 | 23,923,000 | 23,477,000 |
| Securities available for sale | 266,722,000 | 269,286,000 | 267,529,000 | 284,090,000 |
| Securities held to maturity | 2,006,000 | 1,750,000 | 1,125,000 | 1,045,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,570,610,000 | 1,545,501,000 | 1,581,705,000 | 1,577,044,000 |
| Interest-bearing deposits | 1,108,530,000 | 1,093,286,000 | 1,108,834,000 | 1,108,696,000 |
| Noninterest-bearing deposits | 462,080,000 | 452,215,000 | 472,871,000 | 468,348,000 |
| Equity capital | 163,814,000 | 170,363,000 | 173,627,000 | 175,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 16,652,000 | 33,320,000 | 50,108,000 | 66,866,000 |
| Interest expense | 1,500,000 | 3,083,000 | 4,750,000 | 6,327,000 |
| Net interest income | 15,152,000 | 30,237,000 | 45,358,000 | 60,539,000 |
| Noninterest income | 4,657,000 | 9,638,000 | 14,501,000 | 19,648,000 |
| Noninterest expense | 13,507,000 | 27,317,000 | 40,910,000 | 55,820,000 |
| Provision for loan losses | 1,093,000 | 1,243,000 | 5,684,000 | 5,945,000 |
| Pretax income | 5,282,000 | 11,434,000 | 13,387,000 | 18,584,000 |
| Income tax | 1,068,000 | 2,339,000 | 2,549,000 | 3,587,000 |
| Net income | 4,214,000 | 9,095,000 | 10,838,000 | 14,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,645,000 | 153,453,000 | 154,193,000 | 158,701,000 |
| Total capital | 165,873,000 | 169,567,000 | 170,576,000 | 175,061,000 |
| Risk-weighted assets | 1,294,708,000 | 1,285,558,000 | 1,303,139,000 | 1,301,704,000 |